Many Americans worry more about having no money than about dying

Introduction

A new study from Allianz, a financial company, shows that many Americans are more afraid of running out of money than of dying. The study asked 1,000 people aged 25 and older. It found that 67% of them feel this way.

Main Body

The study found differences between age groups. 73% of Generation X (people born between 1965 and 1980) worry more about money than death. 69% of millennials (born 1981-1996) feel the same. Only 59% of baby boomers (born 1946-1964) have this worry. Prices of things are going up. This is called inflation. Inflation has been high since 2021. In 2022, prices went up very fast. In 2025, prices went up more slowly. But people still feel worried. A measure of how people feel about the economy is now at its lowest point since the 1970s. Healthcare costs are a big problem. In 2025, the cost of health insurance from employers went up by $1,408. Workers now pay $6,850 each year. About 23 million people buy health plans from the government (called Obamacare). In 2025, the government stopped giving extra money to help pay for these plans. So many people now pay much more. Some people's monthly payments went up by more than $2,600. One woman, Kate Bivona, is 37 years old. She lives in Tempe, Arizona. She and her husband could not pay the new higher cost for their health plan. So they changed to a cheaper plan. This plan has a high deductible (the amount you pay before insurance starts). They said it is a risk because they do not go to the doctor often.

Conclusion

The study shows that many Americans worry about money because prices are high and healthcare costs a lot. Young people worry more than older people. People who buy health plans from the government also have problems because the government stopped giving them extra money.

Vocabulary Learning

afraid (adj.)
scared / feeling fear害怕的;恐懼的
Example:They are more afraid of running out of money than of dying.
cost (n.)
price / the amount of money needed to buy something成本;費用
Example:Healthcare costs are a big problem.
insurance (n.)
protection / an agreement to pay for losses or medical expenses保險
Example:They changed to a cheaper health insurance plan.
money (n.)
currency / coins or paper used to buy things金錢;錢
Example:She worries about not having enough money.
worry (v.)
feel anxious / to feel anxious about something擔心;憂慮
Example:Many Americans worry about having no money.

Sentence Learning

In 2022, prices went up very fast.
Time Marker: This sentence uses "In 2022" to show when something happened. It is a time marker at the beginning.這個句子使用「在2022年」來表示事情發生的時間。這是一個時間標記,放在句首。
But people still feel worried.
Connector: The word "But" connects this sentence to the previous idea, showing a contrast.詞語「但是」將這個句子與前一個想法連接起來,表示對比。
She lives in Tempe, Arizona.
Prepositional Phrase: The phrase "in Tempe, Arizona" gives the location using the preposition "in".短語「在亞利桑那州坦佩市」使用介詞「在」來提供地點信息。
They said it is a risk because they do not go to the doctor often.
Reason: The word "because" introduces the reason why it is a risk.詞語「因為」引入了為什麼這是一個風險的原因。
Workers now pay $6,850 each year.
Time Marker: The word "now" indicates the current time, showing a change or present situation.詞語「現在」表示當前的時間,顯示變化或現狀。